Category: Financing

Playing 20+ Questions With Your Lender

  Your very 1st step in your home search needs to be to a lender you’re most comfortable with. Go right in, sit down with a loan officer (or call ahead), spend 30-60 minutes and figure out what your maximum budget is. If you start looking at homes before getting pre-qualified, then you might be… Read more »

You Got a Down Payment for Christmas?!!

  Santa may decide to be extra generous this year by pulling out a whopping check to put down on a new home. It is perfectly acceptable to have your down payment come in the form of a gift, but certain stipulations apply. Below is a summary of the rules you need to know if… Read more »

The Great Deposit : Do You Really Need 20 Percent?

  You’ve been working hard for years, trying to sock away a little bit each month so you can buy a place to call your own. You’ve probably noticed that this consistent saving has become more of a squeeze in the last several years with an increase in rent prices. Rents are at an all-time… Read more »